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Terms of Service

Last Updated: April 2026

01. Acceptance

By accessing HorizonDebt Solutions ("the Site"), you agree to these binding Terms. If you disagree, do not use the Site.

02. Service Description

HorizonDebt Solutions operates a digital lending marketplace. We are not a bank or direct lender. Loan terms are determined by independent partners.

03. Eligibility

You must be 18+, a U.S. citizen or permanent resident, have verifiable income, and an active bank account.

04. Electronic Consent

You consent to receive all communications electronically, including disclosures and loan documents.

05. Intellectual Property

All site content is property of HorizonDebt Solutions and protected by U.S. copyright law.

06. Limitation of Liability

HorizonDebt Solutions shall not be liable for any damages arising from use of the Site or services.