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Privacy Policy

Last Updated: April 2026

01. Introduction

HorizonDebt Solutions ("we," "us") is committed to protecting your personal data. This policy outlines how we collect, use, and safeguard information when you use our platform.

02. Data We Collect

We collect: full legal name, email, phone, address, employment status, income, SSN (upon consent for credit checks), and loan purpose. We also collect Technical Data: IP address, browser type, device info, and usage analytics.

03. How We Use Your Data

To process loan applications, match you with lending partners, provide personalized offers, communicate updates, comply with regulations, prevent fraud, and improve our platform.

04. Google AdSense & Cookies

This site uses Google AdSense for advertising. Google uses cookies to serve ads based on your browsing history. You may opt out via Google Ad Settings.

05. Credit Inquiries

Initial rate checks use a soft credit inquiry with zero score impact. Hard inquiries only occur upon your explicit consent when formally accepting a loan offer.

06. Data Security

We employ 256-bit SSL/TLS encryption and industry-standard security measures. We never sell your personal data to third-party marketers.

07. Your Rights

You have the right to access, correct, or delete your personal data. Contact privacy@horizondebt.com to exercise these rights.